Nearly a half million Mississippians remain uninsured for various reasons. If you are uninsured for whatever reason we here at Mississippi State University Extension Service want to make sure that you have the correct information about the Affordable Care Act. We want you to be aware of what is available for you and the possibility of financial assistance in paying for health insurance that you might otherwise think is unaffordable. We want you to make the best decision for your family so we want to make sure you have the facts first!
As a result of the Affordable Care Act, also known as Obamacare, a Marketplace for purchasing health insurance was established last year. For some the Marketplace may be able to reduce the cost of insurance that you currently pay for you and your family. If you choose to remain uninsured you may have to pay a fee if you opt into not getting health insurance.
Open enrollment began this week on November 15th for purchasing insurance via the national Marketplace. Healthcare.gov is the place to visit if you want to shop for insurance via the national Marketplace. You can look at the plans and prices that are available for you based on your zip code.
Some important dates to be mindful of are....
- December 15, 2014 is the last date to enroll for coverage that starts January 1, 2015
- February 15, 2015 is the last day to enroll in 2015 coverage.
- If you miss this deadline, you can’t sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.
- Health Insurance for You, for Your Family (Information sheet 1991)
- What Do I Need to Know about Health Insurance Costs…before considering my options? (Information Sheet 1992)
- Do I Qualify for Lower Health Coverage Costs? (Information sheet 1993)
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